In the world of neurochemistry buy now pay later solutions (BNPL) exist very much like they do in the world of finance - we call them intoxicants and one of the most commonly consumed globally is alcohol. After almost half a decade of not drinking alcohol I did and given the perspectives that I have gained from a past of heavy drinking, a long period of sobriety and now a drink following immense personal development I can now truly reflect on whether Neurochemical BNPL solutions are truly worth it and in what capacity.